Why does loan to a non-resident citizen gets special focus?
Legal policies will be different in different jurisdictions, for example, you are a resident of a European country. Even if your complete security information is provided and you have steady, high income to become eligible for a loan, the laws in the two countries should be coherent enough to carry out a financial transaction. Or, if you are on a visa visit to the country, the firms may take you as risky once you leave the country. Hence, the application process as a non-resident US citizen is a bit different from that for a resident citizen. The final eligibility criteria depending on whether you fall under which among the following categories:
A soon to be permanent resident of the US or green card holder
Temporary resident with a visa
A foreign citizen residing outside the US